TSP Transition Guide
TSP rollover options before and after federal retirement
Federal households often have reasons to stay put and reasons to move. This page keeps the comparison simple before you make that call.
Step 1
Decide whether you even need a move
Start by asking whether the TSP still does what you need before assuming a rollover is better.
Step 2
Compare TSP with the alternatives
Look at fees, flexibility, and income-planning fit in plain language before choosing a direction.
Step 3
Handle the paperwork cleanly
If a move does make sense, Greg can walk through the next steps and the details that matter.
Next Step
Talk through the next step with Greg
The site stays high level on purpose. Greg handles the details after a suitability conversation.
What trips people up
- Rolling out of TSP just because someone says you should.
- Ignoring when you may need the money and how flexible the account needs to be.
- Treating the rollover as separate from the household income plan.
Questions to sort out first
- The current TSP setup still fits what you need.
- Your retirement income timeline is still unclear.
- The decision is being driven by headlines instead of a plan.
More rollover help
Old 401(k) Options After Leaving a Job
See the main choices before you move an old workplace account.
Read guide
401(k) to IRA Rules and Tax Basics
Review the basic rules and tax checkpoints before transfer paperwork starts.
Read guide
403(b) Rollover Guide
Review the big rollover questions before changing an older 403(b).
Read guide
IRA to Annuity Income Planning
See where IRA money may fit into a retirement income conversation.
Read guide
Retirement Income Planning Framework
Connect rollover choices to the bigger retirement income picture.
Read guide
Spokane 401(k) Rollover Help
Local Spokane help for households sorting through old-plan decisions.
Read guide
Tool Bridge
Run your numbers before you call
These tools stay educational and help you frame questions before a suitability review.
Questions people usually ask first
What is the safest way to move an old 401(k)?
Usually a direct rollover, but Greg reviews the details before money moves.
Can I roll a 401(k) into an annuity directly?
Sometimes the first step is an IRA review. The right path depends on your goals, liquidity, and overall fit.
Will I owe taxes on a rollover?
Not usually on a direct rollover, but cash-outs and indirect moves can create taxes or penalties.
How long does a rollover usually take?
Anywhere from a few days to a few weeks, depending on the plan and paperwork.
Talk It Through
Want Greg to review your situation?
Qualified requests are reviewed quickly during business hours. The website stays educational; Greg handles the specifics.
Educational information only. Recommendations require a suitability review. Guarantees are subject to the claims-paying ability of the issuing insurer.